Financial advisor recommends cocaine & credit cards to trigger welfare

Let's say you're British. You've paid off a mortgage, cleared all your debts, and you own a house. You still work hard, saving for your retirement. Bad move. You just adopted the worst possible fiscal strategy. As your financial advisor, I will advise you to quit the job, sell the house, spend the money on prostitutes, cocaine and a sports car, and max out a bunch of store and bank credit cards. Soon you'll be eligible for maximum government contributions. That's right. The government will pay YOU. Right now, YOU'RE paying the government. Work smart, not hard.